Start the New Year Right: Secure Your Success with Empower Financial

As we kick off a brand-new year, most of us are looking at our books, setting revenue targets, and dreaming of a packed station. But while we focus on bringing more in, it’s just as important to protect what you’ve already built.

We recently sat down with Travis Humphreys, COO of Empower Financial, our trusted partner for over eight years. Empower Financial specializes specifically in the health and beauty space, bringing “corporate-style” benefits to independent entrepreneurs like you.

Here are the top takeaways from our conversation on how to build a rock-solid foundation for your business this year.

Why January is the Best Time for a “Benefit Audit”

The start of the year is the perfect time to look back at 2025. Travis suggests asking yourself:

• How much did I earn?
• If I couldn’t work for a month, would my business survive?
• Do my current protections align with my 2026 goals?

Insurance isn’t “one-size-fits-all.” Whether you are planning to grow your family or just want to ensure your rent is covered if you slip and fall, now is the time to take stock.

Planning for the Future: Maternity & Family Growth

If you’re thinking about growing your family in late 2026 or 2027, today is the day to act. Most maternity coverage includes a 10-month waiting period. This means you cannot be pregnant when you enroll to receive the benefits.

Empower’s maternity coverage is a game-changer for beauty pros, offering:

• 60% of your gross income (that’s the big number before taxes!).
• Coverage for 6 weeks (natural birth) or 8 weeks (C-section).
• The peace of mind to stay home and recover without rushing back to the suite with a newborn.

Beyond the Basics: Healthy Lifestyle & Extra Income

Empower is about more than just “worst-case scenarios.” They recently introduced Healthy Lifestyle Benefits through a partnership with Link Scripts.

• For You: Access to GLP-1s, hormone replacement, and hair loss treatments at discounted rates.
• For Your Business: You can actually become a distributor! By connecting your clients to these wellness services, you can generate a new stream of passive income.

The “Lemonade Effect”

Life throws lemons—car accidents, broken wrists, or sudden illnesses. Travis shared a story of a Member who fell while hanging Christmas lights and broke both wrists. Because she had disability protection, she received the funds she needed to keep her business afloat while she couldn’t cut hair.

The best part? These benefits are paid directly to you, tax-free. You can use the money for suite rent, your mortgage, or even to hire a sub-leased pro to keep your clients happy while you recover.

Group Power = Affordable Rates

A common myth is that private insurance is too expensive for a “business of one.” Empower Financial uses the collective power of the My Salon Suite network to negotiate lower rates. By grouping thousands of Members together, they force insurance companies to compete for your business, driving costs down. Plans can start as low as $30–$40 a month depending on your age and state.

Coming to a Suite Near You!

Keep an eye out for Empower Financial in your hallways this year. They visit every single My Salon Suite location annually.

New for 2026: If you sit down for a quick educational meeting with an agent (no purchase required!), you’ll be entered into a drawing.

• Grand Prize: Empower will pay one full week of your suite rent!
• Runners Up: Gift cards to SalonCentric or Amazon.

How to Get Started

Don’t wait for a “lemon” moment to realize you need a safety net. You can find Empower Financial right now through your Member App or the Member Benefits Portal.

• Website: empowerfingroup.com
• Instagram: @empowerfingroup
  
• Consultations: Fill out the form on their site, and a representative will contact you within 24 business hours.

Let’s make 2026 your most secure and successful year yet!